by Frank Stichter, MHP | Oct 24, 2019 | Uncategorized
Below is a proven formula for employers serious about lowering their healthcare and health insurance costs. First – “unbundle” the health plan. This means that a change needs to be made to replace the fully insured plan, with a new health insurance plan is one...
by Frank Stichter, MHP | Oct 14, 2019 | Uncategorized
For the first 35 years of my career I was what you would consider a traditional broker. During that time I worked for a couple of large regional insurance agencies and was very successful in that traditional role. Traditional brokers work with the BUCAH’s (Blue Cross,...
by Frank Stichter, MHP | Oct 3, 2019 | Uncategorized
Almost all employers have come to expect the proverbial annual rate increase from their health insurance company or stop loss carrier. It doesn’t matter whether it’s 2% or 20% – they just keep on coming. If you read my article about the Rule Of 72 you know that...