by Frank Stichter, MHP | Jul 13, 2020 | Uncategorized
Cash flow is extremely important for any business, but it’s not always maximized to the extent it could be. Whether this is a matter of maximizing cash flow in day-to-day operations, payroll, or capital improvements, this is especially true with health insurance. If...
by Frank Stichter, MHP | Jun 29, 2020 | Uncategorized
Employers and brokers can occasionally get complacent with their renewals and accept whatever rate increases handed down to them, particularly if they view the increase as “not that significant.” However, those annual renewals that are deemed to be rather...
by Frank Stichter, MHP | Jun 23, 2020 | Uncategorized
When it comes to group health insurance, at the end of the day there are only 2 basic questions every employer asks themselves: What are the benefits I want to offer my employees? What is the best way to pay for them? Question #1 has to do with the types of plans or...
by Frank Stichter, MHP | Jun 15, 2020 | Uncategorized
I have spoken at numerous events and seminars throughout the country for many years. Right now due to COVID-19 that’s good probably going to be put on hold for a while moving forward, although I have been asked to speak in November this year and again early next year....
by Frank Stichter, MHP | Jun 9, 2020 | Uncategorized
The status quo in health insurance is not solving anything these days – in fact it’s creating havoc. Who on your healthcare “team” has an incentive for your costs to go down? Well, let’s define the “team” – hospitals and doctors, drug...
by Frank Stichter, MHP | May 27, 2020 | Uncategorized
I recently attended a webinar about the impact of COVID-19 on fully insured plans. It was very interesting and eye-opening about how much money is going to insurance companies from employers with fully insured health plans, versus what an employer could save being...
